The Canadian Dental Care Plan (CDCP), is a program designed to make dental care more inexpensive for Canadians who need it most. Starting in May 2024, the CDCP helps cover dental costs for individuals and families earning less than $90,000 a year who do not have dental insurance.
How Does the CDCP Work?
The Canadian Dental Care Plan helps cover many essential dental services, but your out-of-pocket costs depend on your income:
- Family income under $70,000: You’ll only pay the difference between what the CDCP covers and the BC fee guide.
- Family income between $70,000 and $79,999: You’ll cover 40% of your dental costs.
- Family income between $80,000 and $89,999: You’ll cover 60% of your dental costs.
Not all treatments are covered, so it’s important to check the cost of your care before starting.
Big News: CDCP for Kids and Seniors at Foothills Dental Group!
We’re pleased to offer CDCP coverage for children under 18 and people 65 and older. So that your family can enjoy dental treatment without fear of surprise costs. From your child’s first dental visit to senior dental care, we want to keep your loved ones healthy and smiling.
At Foothills Dental Group, we believe in making oral care accessible for all ages. Let us know how we can help you with CDCP!
Keep Your Smile Healthy With Our Dental Services Today!
At Foothills Dental Group, we’re committed to helping you and your family access the care you need. Whether it’s your child’s regular check-up or dentures for a loved one, the CDCP is here to make dental care more reasonable.
Have questions? Call us today—we’re happy to help you navigate the CDCP and keep your smile healthy and bright!
FAQ
What’s Covered Under CDCP?
Here are some of the dental services we offer under the CDCP:
- Preventive Care
- Diagnostic Services
- Restorative Treatments
- Endodontic Procedure
- Prosthodontic Services
- Periodontal Care
- Oral Surgery
Keep in mind that some CDCP-covered treatments may require preapproval. This means that some services will have to be approved according to your dentist’s recommendation before you can receive them. The decision is based on your dental history and other medical conditions. We at Foothills Dental Group will help you with this process and ensure you receive the treatment you need without hassle!
How to Apply for CDCP?
Applying is simple:
- Visit Health Canada’s Website: Submit your application online.
- Receive Your Package: Once approved, you’ll get a welcome package from Sun Life within three months. This includes your benefit details, start date, and member card.
Need help? The team at Foothills Dental Group is happy to assist with your application and answer any questions.
Am I eligible for the CDCP?
To qualify, you must:
- Be a Canadian resident.
- Earn less than $90,000 annually without dental insurance.
- Be one of the following:
- A child under 18.
- A senior 65 or older.
- An adult with a valid Disability Tax Credit certificate.
Check eligibility details at canada.ca/dental.
Will the CDCP replace my workplace dental plan?
No, the CDCP is designed for Canadians without dental insurance. If you already have coverage through work or another plan, you should keep it.
Can I use CDCP with other government dental programs?
Yes! The federal and provincial programs will coordinate benefits to ensure you get the most out of your dental care.
When can you apply for the Canadian Dental Care Plan (CDCP)?
The CDCP is being introduced in phases, so when you can apply depends on your group. Before applying, ensure you meet all four eligibility requirements.
Here’s the application schedule:
- Seniors 65 and older: Can apply now.
- Adults with a Disability Tax Credit certificate for 2023: Can apply now.
- Children under 18: Can apply now.
- Everyone else who qualifies: Able to apply in 2025.
If you’re unsure about your eligibility or the application process, don’t worry! Contact us, and we’ll help you sort it out!
How soon can I use my CDCP benefits?
After you apply through Health Canada and are approved, your details will be sent to Sun Life, who will handle your enrollment in the Canadian Dental Care Plan (CDCP).
Sun Life will send you all the important details, including when your coverage starts and your membership card. The exact date you can start using your CDCP benefits depends on when your enrollment is completed.
Should I cancel my private insurance?
No! The CDCP isn’t a replacement for private or workplace insurance. Keep your current plan until you fully understand how the CDCP benefits apply to you.
What you’ll need to apply for CDCP?
When you’re ready to apply for the Canadian Dental Care Plan (CDCP), ensure you have the following information for yourself, your spouse or common-law partner (if you have one), and your children:
- Social Insurance Number (SIN) (if your children have one).
- Date of birth for everyone applying.
- Full name of all applicants.
- Home and mailing address.
- Details about any dental coverage through government social programs (if this applies to you).
Also, you and your spouse or common-law partner must have:
- Filed your 2023 tax return.
- Received your Notice of Assessment.
Having this information ready will help make the application process quicker and easier!
How to check your CDCP application status?
Want to check the status of your CDCP application or your child’s application? Here’s how:
Use the Online Status Checker
You’ll need this information for each person you’re checking:
- Application Code or Client Number: This is the number you got after applying or the one in the top-right corner of the CDCP letter from Service Canada.
- Social Insurance Number (SIN): For children without a SIN, enter their full name and date of birth.
Once you have this ready, use an online tool to check your status quickly and easily.
Call Anytime!
Prefer to use the phone? Automated phone service is available 24/7. You can check your application status whenever it’s convenient for you.
For further information, visit canada.ca/dental.